Our Members have a well established reputation in Insurance and Reinsurance Law, acting for a number of major brokers, Lloyd’s Syndicates, Insurance Companies, and Mutuals. They act as Standing Counsel to a number of Syndicates, Insurance Companies, and Insurance Mutuals. They have acted on behalf of Hardy, Cathedral, OAMPS, ,The Military Mutual, The Livery Companies Mutual, The Activities Industry Mutual and Allied World, and are frequently instructed by Magic Circle and specialist Insurance Law Firms. Members draw upon detailed practical experience of the Lloyd’s and companies’ markets in London and around the world. They undertake work covering all types of commercial insurance including property, marine, aviation, satellite, catastrophe, business interruption, management liability, CAR, warfare, political risk, terrorism, medical malpractice, professional indemnity and life insurance; and reinsurance including treaty, excess of loss, quota share, and facultative. Members advise on FCA and Lloyds Market Compliance as well as compliance with EU, US, and UN sanctions. They advise on Mutual and Syndicate formation and the obligations of Mutuals and Managing Agents towards their members and Names.
Members are frequently called upon to assist in policy drafting and advise upon reinsurance coverage, subrogated recovery of outlay, and coverage disputes arising out of policy construction, misrepresentation, and non-disclosure. Individual Members have considerable market experience, having worked in-house or on secondment at Lloyds Syndicates, Brokers, Insurance Companies, Mutuals and Loss Adjustors. Members are therefore able to combine legal expertise with commercial and market insight. Although the majority of Members’ work is on behalf of Insurers, Reinsurers, and Mutuals, we are frequently instructed by Brokers and Insureds. Members have established a strong reputation for compelling reluctant insurers to meet their obligations under policies without the need to commence proceedings. One Member recently succeeded in persuading a major insurer to meet a claim worth in excess of half a million pounds which had been denied over a sustained period. The Member persuaded the Insurer to meet the Claim before proceedings were commenced by advancing an F&V construction supported by historic case law, which redefined the Insurer’s understanding of these often pivotal clauses.